Top 6 Best Budget Planner Book

TAKE THE GUESSWORK OUT OF PERSONAL FINANCE MANAGEMENT Clever Fox Monthly Budget Planner combines effective budgeting tools, large format pages, and colorful layouts to make managing your finances easy, straightforward, and effective.. FIND THE BEST WAY TO ACHIEVE YOUR FINANCIAL GOALS The finance planner guides you in developing a solid financial strategy, breaking down ambitious goals into manageable monthly tasks, and reflecting on your monthly progress to keep getting better.. EASILY CONTROL YOUR SPENDING, DEBTS SAVINGS This undated money planner lasts 12 months. The budgeting planner includes monthly budget plans and reviews, expense tracker, 8 saving and 12 debt trackers, bill tracker, holiday budget and check register.. LARGE FORMAT, CASH ENVELOPES BUDGETING STICKERS Measuring 8.5 by 9.5 inches, this large bill planner features spiral binding, eco-leather hardcover, thick 120gsm paper, pocket for receipts, 3 durable cash envelopes, user guide, stickers, and gift box.. 60-DAY MONEY-BACK GUARANTEE - We will exchange or refund your financial planner organizer budget book if you arent satisfied with budget planner and monthly bill organizer for any reason. Reach out to us via message to refund expense tracker notebook..

ORGANIZE YOUR FINANCES HIT YOUR MONEY GOALS PLANBERRY Budget Planner Bill Organizer is an effective, easy-to-use monthly budget planner that will help transform your approach to budgeting, making your financial goals an achievable reality. With this bill planner, you can plan detailed budgets, control your spending, organize your bills and receipts, manage debts and savings, and work on reaching your financial goals.. SWITCH TO EFFECTIVE STRESS-FREE BUDGETING Every month, manage your finances using a monthly calendar, a goal setting section, income, savings, and expense trackers, a categorized monthly budget table, and a spacious pocket for bills and receipts. There are also special sections to set annual financial goals, build a viable strategy, define your tactics, track debt and savings, plan a holiday budget, and make monthly and annual summaries to analyze your progress.. 12 LAMINATED BILL POCKETS, UNDATED PAGES DURABLE SPIRAL BINDING This budget book measures 8.3 inches wide and 9.4 inches long. The bill pockets are laminated to ensure they stand the test of time and protect your papers all year long. This finance planner is undated, so you can start it anytime and take a break if needed. Thanks to the durable spiral binding, pages turn easily and lie flat when the expense tracker notebook is open.. PREMIUM EDITION DESIGN, GIFT BOX EXTRAS This premium edition budget notebook is made using high-quality materials. The budget organizer has a soft-touch hardcover with rose gold detailing, thick 120gsm bleed-resistant paper, and a back pocket for loose notes. The budgeting planner comes inside an elegant gift box, with 3 sheets of colorful stickers and a detailed user guide with step-by-step instructions.. 60-DAY MONEY BACK GUARANTEE We hope that our bill payment organizer transforms your life for the better otherwise, you can get a full refund of this bill tracker with no questions asked. We will happily exchange or refund your household budget planner if you are having any quality issues or if you are not completely satisfied with your budget journal for any other reason. Reach out to us via an Amazon message for an easy refund of your monthly bill organizer with pockets..

THE ULTIMATE COMPACT BUDGET BOOK Clever Fox Budget Book combines a compact format, effective budgeting tools, and premium-quality materials to make personal finance management effective and straightforward.. PLAN MONITOR YOUR MONTHLY SPENDING Each month, make a monthly budget, set goals, plan upcoming bills, purchases, and income. Use a dedicated expense tracker to track your day-to-day spending. There are also 2 dotted pages per month for notes.. TRACK SAVINGS, BILLS DEBT PAYOFFS The budgeting planner includes 8 saving and 8 debt trackers, and a regular bill tracker to help you plan and monitor your finances in more detail.. PERFECT PORTABLE SIZE COLORFUL LAYOUTS Measuring 13.5 by 19.5 cm, this account book features fun colorful pages, vegan leather hardcover, thick 120gsm paper, pen loop, elastic band, bookmark, pocket for receipts, budgeting stickers, and a user guide.. 60-DAY GUARANTEE We will exchange or refund your budget planner organizer if you arent satisfied with your budgeting workbook for any reason. Reach out to us via message to refund your financial planner..

KEEP YOUR FINANCES ORGANIZED, ALL IN ONE PLACE Clever Fox Budget Planner Bill Organizer with pockets will help you manage all your household and personal finance in one place and control your savings, debt, payments due, bills, expenses, and more.. MAKE A BUDGET, MONITOR EXPENSES STORE BILLS Every month, plan your spending, track daily expleses, and keep your financial papers organized with 12 laminated bill pockets. At the end of the month, review your performance and consider how to improve.. SET ACHIEVE YOUR FINANCIAL GOALS STRATEGICALLY This financial planner organizer budget book helps you set big money goals, brainstorm your strategy to achieve them, and break these big goals into manageable action steps to work on every month.. MEDIUM FORMAT, STICKERS USER GUIDE This budget notebook comes in a medium format 5.1x8.2 inches, and has a durable eco-leather hardcover, thick 120gsm paper, spiral binding, budgeting stickers, user guide, and a keepsake gift box.. 60-DAY MONEY-BACK GUARANTEE We will exchange or refund your budgeting workbook household budget planner if you arent satisfied with your budgeting planner for any reason. Reach out to us via message to refund your budget organizer..

TAKE CONTROL OF YOUR MONEY ACHIEVE YOUR FINANCIAL GOALS - Are you looking for the best monthly budget planner to keep your finances organized Clever Fox Budget Book will help you keep your money organized, spend well and start saving.. FIND THE BEST WAY TO ACHIEVE YOUR FINANCIAL GOALS - This budget organizer is not just a tool it's a framework for achieving your financial goals. The finance planner helps you develop a strategy and break your ambitious goals into manageable monthly tasks.. EASILY CONTROL YOUR SPENDING, DEBTS SAVINGS - This money planner is undated and covers 12 months. Every month features a calendar, a budget plan, and an expense tracker. The budgeting planner also includes 8 savings and 12 debt trackers.. USER GUIDE BUDGETING STICKERS - Measuring 5.8 by 8.3 inches, this bill planner features a vegan leather hardcover, thick 120gsm paper, pen loop, elastic band, 3 bookmarks, pocket for receipts, budgeting stickers, and a user guide.. 60-DAY GUARANTEE - We will exchange or refund your Budget Planner Organizer if you arent satisfied with your budgeting workbook for any reason. Reach out to us via message to refund your financial planner..

SET FINANCIAL GOALS TRANSFORM YOUR PERSONAL FINANCE This financial budget planner organizer will help you define your financial goals, create a strategy, and then follow through with your plan, thanks to simple and efficient money management instruments.. TAKE CONTROL OF YOUR MONEY, BILLS RECEIPTS Each monthly section contains a calendar, a monthly budget page, an expense tracker, and a budget review to monitor all aspects of your finances.. MASTER EFFICIENT BUDGETING, SAVING DEBT MANAGEMENT At the back of the budget book, you will find 8 savings and 12 debt trackers, a holiday budget, and a regular bill tracker.. PREMIUM MATERIALS, STICKERS USER GUIDE This financial planner measures 5.8 by 8.3 inches and has a vegan leather hardcover, thick 120gsm paper, 3 bookmarks, lay-flat binding, pen loop, stickers, and a user guide.. 60-DAY MONEY-BACK GUARANTEE We will exchange or refund your expense tracker notebook if you arent satisfied with your monthly budget planner for any reason. Reach out to us via message to refund your money planner..

TAKE CONTROL OF YOUR FINANCES Budget Planner PRO combines a spacious, large format, effective budgeting tools, and helpful extras to make personal finance management easy, effective, and stress-free.. SET ACHIEVE BIG FINANCIAL GOALS This budget organizer is not just a tool it's a framework for achieving your financial goals. The finance planner helps you develop a strategy and break your ambitious goals into manageable monthly tasks.. EASILY CONTROL YOUR SPENDING, DEBTS SAVINGS This money planner is undated and covers 12 months. Every month features a calendar, budget plan, and expense tracker. The budgeting planner also includes 8 saving and 12 debt trackers, and a holiday budget.. CASH ENVELOPES, STICKERS USER GUIDE The budgeting planner measures 7x10 and features 5 durable cash envelopes, stickers, user guide, eco-leather hardcover, thick 120gsm paper, lay-flat binding, pen loop, elastic band, and pocket for notes.. 60-DAY GUARANTEE We will exchange or refund your budget planner organizer if you arent satisfied with your budgeting workbook for any reason. Reach out to us via message to refund your financial planner..

ACHIEVE YOUR FINANCIAL GOALS Includes everything you need to take control of your personal finances in a convenient, standard 8.5 x 11 inch format.. A COMPLETE SET Customize your tabs with the included stickers and labels. Plan ahead with the included 12 envelopes, perfect for receipts or cash. PREMIUM DESIGN FEATURES Built to last the whole fiscal year with a hard cover, elastic closure, and sturdy, colorful tabs and pocket folders.. DETAILED BUDGET TRACKING Each section includes a Monthly checklist and customizable calendar, an Income and Expense Record, and a Daily Spending Tracker.. FINANCIAL PLANNING Monthly sections are separated by a thick, pocketed divider tab and ended with a Financial Summary Page for easy reference..

PLAN YOUR BUDGET IN DETAIL WITH BI-WEEKLY SPREADS Clever Fox Bi-Weekly Budget Planner is undated, lasts 12 months, and features detailed, bi-weekly sections to plan your budget, mark important dates and payment deadlines, and track daily expenses.. TAKE CONTROL OF YOUR MONEY ACHIEVE YOUR FINANCIAL GOALS This budgeting planner will make it easy to plan and meet your budget, control your spending, manage your debts and savings, and plan every aspect of your financial life.. MANAGE YOUR FINANCES LIKE AN EXPERT This biweekly budget planner has pages to set annual financial goals, build a viable strategy, define your tactics, and estimate your net worth, providing you with a structured framework to achieve financial success.. PREMIUM QUALITY, A5 SIZE STICKERS This budget book measures 5.8 by 8.3 inches, and has a durable eco-leather hardcover, thick 120gsm paper, lay-flat binding, pen loop, elastic band, 3 bookmarks, pocket for receipts, stickers, and user guide.. 60-DAY MONEY-BACK GUARANTEE We will exchange or refund your expense tracker notebook if you arent satisfied with your budget tracker for any reason. Reach out to us via message to refund your household budget planner and budget notebook..

EASY, EFFICIENT STRESS-FREE BUDGETING ALL YEAR ROUND Money management might sound complicated, but it can also be extremely straightforward if you have the right tool. To help, weve created the Skyline Budget Planner an easy-to-use budget organizer to plan, track, and manage your finances all year round.. CONTROL YOUR SPENDING HIT YOUR MONEY GOALS This budget book has 12 comprehensive monthly sections to plan your monthly budget, record important dates and deadlines, and track your day-to-day expenses. Using these, you can take full control of your spending and start moving closer to achieving your financial goals.. TRACK INCOME, SAVINGS, DEBTS EVERYTHING IN BETWEEN Inside this budgeting planner, you will find everything you need to manage your finances effectively, including 8 savings trackers, 12 debt trackers, a goal setting and strategizing section, a holiday budget spread, a regular bills tracker, 12 monthly expense trackers, and a yearly summary to compare your performance by month.. UNDATED, QUALITY MATERIALS BONUS STICKERS This A5-format financial planner is undated, so you can start it anytime. The money planner has a premium-quality vegan leather hardcover, thick 120gsm no-bleed paper, a pen holder, an elastic band, a ribbon bookmark, and an inner pocket for receipts and other loose papers. The finance planner also comes with 2 sheets of bonus stickers and a detailed user guide with step-by-step instructions.. 60-DAY MONEY BACK GUARANTEE We hope that our expense tracker notebook satisfies all your budgeting needs otherwise, you can get a full refund of this monthly budget planner with no questions asked. We will happily exchange or refund your bill planner if you are having any quality issues or are not satisfied with your budget planner 2022 for any other reason. Reach out to us via an Amazon message for an easy refund of your financial planner organizer budget book..

TAKE CONTROL OF YOUR MONEY ACHIEVE FINANCIAL GOALS Are you looking for the best monthly budget planner to keep your finances organized Clever Fox Financial Planner Premium will help you keep your money organized, spend well, and start saving.. SET ACHIEVE BIG FINANCIAL GOALS This budget organizer is not just a tool it's a framework for achieving your financial goals. The finance planner helps you develop a strategy and break your ambitious goals into manageable monthly tasks.. EASILY CONTROL YOUR SPENDING, DEBTS SAVINGS This money planner is undated and covers 12 months. Every month features a calendar, budget plan, and expense tracker. The budgeting planner also includes 8 savings and 12 debt trackers, and a holiday budget.. CASH ENVELOPES, STICKERS GIFT BOX This premium budgeting planner measures 5.8 by 8.3 and features cash envelopes, stickers, user guide, eco-leather hardcover, thick 120gsm paper, lay-flat binding, pen loop, elastic, pocket for notes, and a gift box.. 60-DAY GUARANTEE We will exchange or refund your budget planner organizer if you arent satisfied with your budgeting workbook for any reason. Reach out to us via message to refund your budget planner..

MANAGE YOUR FINANCES EASILY ALL YEAR ROUND PLANBERRY Monthly Budget Planner is an effective and easy-to-use budgeting tool that will help you make detailed budgets, control your spending, and work on reaching your money goals. With 12 comprehensive monthly sections, you will have everything you need to stay accountable and keep your finances organized.. STAY ACCOUNTABLE HIT YOUR MONEY GOALS Each month includes a calendar to mark deadlines and appointments, a budget planning page, an expense tracker, and a monthly review to track your progress. Weve also included 8 savings and 12 debt trackers, a holiday budget spread, a regular bill tracker, and a year summary. Using all these tools, you can take full control of your finances and ensure you never miss a payment deadline.. PREMIUM EDITION DESIGN, GIFT BOX EXTRAS This premium edition finance planner is made using high-quality materials. The budget organizer has a soft-touch hardcover with rose gold detailing, thick 120gsm bleed-resistant paper, and a back pocket for loose notes. The budgeting planner comes inside an elegant gift box, with 3 sheets of colorful stickers and a detailed user guide with step-by-step instructions.. UNDATED PAGES, DURABLE SPIRAL BINDING EXTRAS This budget journal is undated, so you can start using it anytime and take a break if needed. The budget notebook measures 6.3 inches wide, 8.5 inches long, and 0.7 inches thick, with convenient A5 pages. Thanks to the durable spiral binding, pages turn easily and lie flat when the budget tracker is open.. 60-DAY MONEY BACK GUARANTEE We hope that our household budget planner will transform your life for the better otherwise, you can get a full refund of this expense tracker notebook with no questions asked. We will happily exchange or refund your financial planner organizer budget book if you are having any quality issues or not satisfied with your money planner organizer for any other reason. Reach out to us via an Amazon message for an easy refund of your financial budget planner book..

EASILY MANAGE YOUR FINANCES GoGirl Bill Budget Planner Bill Organizer with help you set goals, meticulously track your expenses, reflect on your progress, and keep moving forward. This bill book has everything needed to easily manage your finances.. PRACTICAL APPROACH TO FINANCE This budget organizer book has 12 sturdy pockets to store bills and receipts, one for each month of the year. Keeping track of your expenses will help you make better financial decisions in the future.. ALL YOU MAY NEED FOR BUDGETING This budget planner organizer helps you set financial goals, develop a strategy and incorporate it into your monthly budget. At the back, you will find 4 savings tracker, 6 debt tracker, holiday budget, and a bill tracker.. UNDATED, MEDIUM SIZE STICKERS GoGirl financial planner comes in medium format 8x11 inches and has undated pages, eco-leather hardcover, thick 120gsm paper, double-wire binding, stickers, and a user guide included.. 60-DAY MONEY-BACK GUARANTEE We will exchange or refund your Budget organizer with pockets if you arent satisfied with your budget book monthly bill organizer for any reason. Reach out to us via message to refund your monthly bill organizer with pockets..

ALL YOU NEED TO MANAGE YOUR PERSONAL FINANCE - GoGirl Finance Planner will help you keep your money organized, spend well, start saving, and achieve your financial goals.. PERSONAL FINANCE BUDGETING MADE EASY - Each month, set monthly goals, add reminders of upcoming purchases, bills and payments, make a monthly budget, and track your spending using a dedicated expense tracker.. COMPACT FORMAT PREMIUM QUALITY - This budget journal comes in compact format 5.3x7.7 inches, and features a durable eco-leather hardcover, thick 120gsm paper, pen loop, elastic band, lay-flat binding, and pocket for receipts and loose notes.. UNDATED, USER MANUAL BONUS STICKERS - GoGirl budgeting planner comes undated, so you can start anytime. This accounts book comes with budgeting stickers and a quick start user manual with filled in examples.. 60-DAY MONEY-BACK GUARANTEE - We will exchange or refund your budget notebook if you arent satisfied with your budgeting workbook for any reason. Reach out to us via message to refund your budget planner organizer..

MANAGE YOUR MONEY EFFECTIVELY - This budget planner contains financial goals, financial strategy, savings, debts, daily expense, monthly budget, monthly budget review, Christmas budget, summary of the year sections, which is a good finance books, it will help you to take control of your money effectively. MONTHLY GOALS BUDGET REVIEW ORGANIZED - 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies action plans well. Write down monthly financial goals, put reminders of bills payments on the calendar. Monthly budget section to plan your monthly budget in each categories. Track daily expenses during the month. Review monthly budget at the end of month, reflect on your accomplishments and think about how to improve next month. UNDATED 1 YEAR USE - Undated finance books start with 1 page for financial goals, 1 page for financial strategy, 4 pages for saving tracker, 4 pages for debt tracker, followed by 12 months10 pages per month, 1 unique color for each month. 2 pages for Christmas budgeting, 2 pages for yearly summary and 12 pages for notescolleague ruled. It is undated, so you could start at any time, suitable for 1 year use. PREMIUM QUALITY - A5 budget planner with 100gsm paper to reduce ink leakage, erase fraying and shade issues. Sturdy and flexible cover, elastic closure to protect the inner pages well. Strong metal and lay-flat twin-wire binding. Inner pocket to store loose items, like bills, receipts etc. User manual with filled examples for quick start. One colorful trapezoid on each edge of planner, 12 colorful trapezoid represent 12 months. Easy to track by colorful trapezoid on side view. GURANTEED SATISFACTION - We gurantee this money planner could manage your financial effectively.

CREATE YOUR FINANCIAL FREEDOM - Keeping everything organized in Regolden Book Budget Planner. Each month write down your monthly financial goals and make a monthly spending plan before you spend. Set reminders for the monthly bills and payments on the calendar. Track all your day-to-day spending. At the end of the month review what happened, spot bad spending habits, and think about how you can improve next month. 12 months budget tracker to track your progress throughout the year.. SET YOUR FINANCIAL GOALS ACHIEVE YOUR GOALS - Regolden Book Budget Planner is designed specifically for your personal finances. It contains financial goals, strategies, monthly planCalendar included, monthly budget, monthly review, daily expense, savings tracker, debt tracker, holiday budget, and summary of the year. It can help you to manage all your personal finance, and record your financial situation efficiently.. PREMIUM CONSTRUCTION BONUSES - Regolden Book Budget Planner has a high-quality vegan leather hardcover with an elastic band, a pen holder, a pocket for bills and receipts at the back of the money planner, twin-wire spiral binding, and thick 100gsm no-bleed paper. This budgeting planner contains a detailed user guide with step-by-step instructions.. UNDATED POPULAR PERFECT SIZE - Our budget notebook is undated so it can be started at any time of the year without wasting a page. This finance planner is A5 size, measuring 5.7 inches wide and 8.5 inches long. A travel-friendly size to track finances if away from home. And it is your best choice for your money.. HIGH QUALITY AND SERVICE - We will exchange or refund your item asap if you're having any type of quality issues or if for any reason youre not completely satisfied with our products. Simply reach out to us via an Amazon message for a hassle-free refund..

MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.. MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies action plans well.. UNDATED 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas notes, followed by 12 months 8 pages per month. At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use.. EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360, inner pocket for putting in some small cards elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it.. Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes..

OPTIMZE YOUR FINANCE manage your incomes, budgets, expense, savings, debt and bills in one place. review and optimize your monthly finance obviousily. QUICKLY INDEXING two-color untitled index tabs paired with month stickers help you quickly custom wanted budget plan. undated planner so you can start any month without wasted any pages. 2 PAGE CALENDAR each month got 2 page calendar, easily browser all bills and status, payment due, pay days, even for birthdays and appointments. 280 4 sheets paired colorful stickers to boost your productivity and make it more funny. BUDGET PLANNER ORGANIZER durability PU leather cover and 100gsm no-bleed paper, pen loop, inner pocket, elastic closure band, extra stickers, cash envelopes and ribbon page marker. WHAT YOU GET 6.97 x 10.04 B5 size, navy blue budget planner, refundreplacement services if quality issue or delivery damaged.

Budget Planning At Its Best Achieve your financial goals and use the ZICOTO Greenery budget tracker to set new financial standards in your life, monitor your monthly income, savings, debts daily expenses. Create Financial Freedom Start your journey to long-term financial freedom today The finance planner allows you to track monetary flow to review each area for improvements This 12-Month budget book is your chance to develop monthly habits, monetary strategies action plans. Bring It On Any Time Any Place The budgeting planner is undated, so you can start at any time Thanks to its perfect size of 5.5x8 smaller than A5 the financial notebook fits in every bag is always at hand. Gorgeous Functional The hardcover budgeting book is designed for easy effective budget planning. It comes with practical features such as an elastic band. Stickers, How Tos Motivation ZICOTO gets you started keeps you going The budget keeper includes 2 sticker sheets for personal creativity, planning instructions, plus inspirational quotes on each review page to help focus on your goals.

Customize Get budgeted - Budget planner includes annual budget and 12 monthly budget pages without months and categories prefilled- allow you to manage your personal finance, cash management budgeting undated.. Keep you on track organized - Comes with 12 beautiful pockets which enables you to store your bills, receipts and others important things and with plenty of room to write down and track incomes, expenses, savings and bills easily.. Achieve your financial goals - Colorful and lovely design makes you simple and fun to review your budget goal, summarize and record what you've done well to get encouraged and motivated for success or what you need to improve.. IN Perfect Size - Our budget book is 9.25 x 6.81 made from hard cover with 12 pockets and 100 gsm paper inside - make it easy to take anywhere and last for year long.. 100 SATISFACTION - We will refund your money if you aren't happy with your budget planner planner organizer..

TAKE CONTROL OF YOUR MONEY ACHIEVE FINANCIAL GOALSSet new financial standards for your life with the JUBTIC Budget Tracker and monitor your monthly income, savings, debts, bills, receipts, cash flow and daily expenses.Helps you better understand where my money is being spent and plan for things like birthdays and important holidays.The JUBTIC budget planner is a great way to start your journey to financial freedom today. SET MONTHLY BUDGETS Write down your financial goals, make a monthly spending plan, and you can put reminders for bills and payments on the calendar page. Include your daughter, husband or wife in the budgeting process. Use predefined spending categories to plan your monthly budget. Keep track of all your daily expenses on a daily basis. Review what happened at the end of the month, and think about how you can improve them for the next month as a family.. UNDATED LAYOUT DESIGN 1 YEAR USE Simplified undated bill planner and organizer starts with 2 pages for financial goal setting, 2 pages for your strategy and tactics, followed by 12 monthly sections with calendar spreads, monthly budgets reviews, expense trackers dot-grid note pages. There are 4 pages for tracking savings, 6 pages for debt tracking, 2 pages for Christmas budgeting, 2 pages for regular bill tracking, 6 annual summary pages for reflecting on your yearly progress.. 2 STICKERS LEATHER-LIKE HARD COVER INSIDE POCKET This journal has 2 stickers sheets for easy marking. The high-quality faux leather cover not only adds to the overall beauty of the book, but also makes it waterproof. This bill organizer has an inside pocket in the back to collect loose bills and notes. It's easy to use and instructive on the importance of planning and saving to make your life more meaningful.. WARRANTY AND RETURNS JUBTIC budget books are guaranteed to work If you have any quality issues, or if you are not completely satisfied with the product for any reason, we will exchange or refund your budget book for your small business or personal use. Contact us through Amazon's message to get a free refund for your budget book..